PDF Version DemoThree versions, one standard of quality: the IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) package from ActualPDF comes as a printable PDF, a Windows test engine, and an online version that candidates increasingly prefer for studying on any device. All carry the same 463 CRCM questions.
IFPUG CRCM Exam Overview:
| Certification Vendor: | American Bankers Association (ABA) |
|---|---|
| Exam Name: | Certified Regulatory Compliance Manager (CRCM) Examination |
| Exam Number: | CRCM |
| Certificate Validity Period: | 3 years |
| Available Languages: | English |
| Exam Price: | USD 575–795 (member vs non-member, subject to change) |
| Passing Score: | Scaled passing score (typically ~70%) |
| Exam Format: | Multiple choice, Proctored, Computer-based exam |
| Exam Duration: | 180 minutes |
| Real Exam Qty: | Approximately 100 multiple-choice questions |
| Recommended Training: | ABA Regulatory Compliance Training Programs |
| Exam Registration: | ABA CRCM Certification Page |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Computer-based, proctored exam delivered through authorized testing centers or remote proctoring options depending on region |
| Pre Condition: | Typically requires relevant banking/compliance experience (often 3+ years recommended) and familiarity with U.S. banking regulations. |
| Official Syllabus URL: | https://www.aba.com/training-events/certifications/crcm |
IFPUG CRCM Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Bank Secrecy Act / AML / OFAC | - Anti-Money Laundering (AML) program requirements - OFAC sanctions compliance |
| Lending Compliance | - Fair lending regulations (ECOA, FHA) - Mortgage and consumer lending rules (RESPA, TILA/Reg Z) |
| Regulatory Compliance Management Program | - Compliance program structure and governance - Policies, procedures, and internal controls |
| Compliance Risk Management & Auditing | - Internal and external audit coordination - Compliance risk assessments |
| Deposit Compliance | - Truth in Savings (Reg DD) - Electronic Fund Transfer Act (Reg E) |
CRCM (IFPUG) Exam FAQ: Trusted Answers
IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) is an official American Bankers Association (ABA) certification exam, registered under the code CRCM. Passing it awards the Certified Regulatory Compliance Manager (CRCM) certification, a credential at the Professional level. The exam is demanding by design, and that difficulty is precisely what makes the credential meaningful for career development.
The IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) exam presents Approximately 100 multiple-choice questions questions within 180 minutes. That is a brisk pace, and the candidates who handle it best are the ones who rehearsed it. Use the ActualPDF engine for full timed simulations, practice flagging and returning, and arrive on exam day with a pacing strategy already proven.
Passing IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) takes Scaled passing score (typically ~70%), and official registration costs USD 575–795 (member vs non-member, subject to change). Retakes bill the full USD 575–795 (member vs non-member, subject to change) again, so preparation is the least expensive insurance available. Let your ActualPDF practice scores guide the timing: book when you clear the requirement consistently, not occasionally.
Typically requires relevant banking/compliance experience (often 3+ years recommended) and familiarity with U.S. banking regulations.
Policies get revised, so confirm the current requirements before you register on the official exam page.
IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) registration is handled through the official channels below.
For scheduling purposes: the exam is delivered Computer-based, proctored exam delivered through authorized testing centers or remote proctoring options depending on region.
Yes, American Bankers Association (ABA) recommends the following training for IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) candidates.
Complement any training with the 463 practice questions in the ActualPDF CRCM package, because repeated application is what turns course knowledge into a passing score.
Yes. ActualPDF offers a free demo of the IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) questions, so you can verify the quality personally before purchasing. Your purchase then includes a one-year service warranty: updates are free for 365 days, and after expiry you can extend the update service at a 50% discount.
Your money is protected by a 100% money-back guarantee with defined conditions. Take the IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) exam within 60 days of purchase; if you fail, you may claim a full refund, provided the exam matches your product. Attempts within 3 days of purchase are ineligible, as are downloaded-but-unused products, free materials, and expired orders; the candidate name must match the payer name. Submit a scanned enrollment slip and the official Score Report PDF within 2 days of the exam, and claims are processed within 7 days. You may instead wait for the update version or change to other exam material: exchange for two other exam products of equal value, free, with your original purchase keeping its update service.
Delivery is instant: files unlock for download at payment and are emailed within one minute. If nothing arrives within 2 hours, check spam and contact customer service, online 7/24 even on official holidays. Installation is unlimited across your computers.
IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) is organized into 5 official domains. The most heavily weighted are Bank Secrecy Act / AML / OFAC, Deposit Compliance, and Lending Compliance. The full breakdown appears above on this page; study the weightings and your preparation priorities set themselves.
IFPUG CERTIFIED REGULATORY COMPLIANCE MANAGER (CRCM) Sample Questions:
In which of the following activities may a bank engage and NOT be considered a municipal securities dealer?
- A. Buying securities for the bank's own account
- B. Engaging in research and giving investment advice regarding municipal securities
- C. Underwriting municipal securities
- D. Providing advice to customers regarding the purchase of municipal securities
Mrs. Franklin has two mortgage loans at First National Bank on which she makes monthly payments. On Loan A she made 13 payments last year, mailing the last payment on December 28. It was received the afternoon of January 2 and credited on January 3. The amount of interest paid on Loan A in the first 12 payments was $1,000. There was $155 of interest on the 13th payment. On Loan B, she made 12 payments; each contained interest accrued to the fourth day of the month. The last payment was mailed on December 19 and was received
and credited on December 23. The last payment contained interest accrued to January 4. The total interest paid on Loan B was $2,000, of which $100 accrued between January 1 and January 4 of the next year. How much interest must First National Bank report?
- A. $1,000 for Loan A and $2,000 for Loan B
- B. $1,155 for Loan A and $2,100 for Loan B
- C. $1,155 for Loan A and $2,000 for Loan B
- D. $1,000 for Loan A and $2,100 for Loan B
First National Bankshares, Inc., a bank holding company, held substantially all of the voting stock of an equipment manufacturing corporation as collateral for a loan to the owner. On May 15 the borrower defaulted and on September 1, after proper notice was given, the bank foreclosed its security interest on the stock and exercised its rights to vote the stock at appropriate times. On December 31 the bank transferred the stock to a subsidiary corporation, FNB, Inc., to market the stock for sale more effectively. What is the longest time period that FNB, Inc., can possibly hold the stock?
- A. Up to five years from September 1
- B. Up to five years from December 31
- C. Up to two years from December 31
- D. Up to two years from September 1
In Requirements section of Adjusted Mortgage Regulation (12 CFR 34), for loans subject to both the OCC ARM regulation and to Regulation Z, 12 CFR 226.19(b)-that is, loans made to an individual, for personal purposes, secured by the borrower's principal dwelling, and having a term longer than one year- the index to which the interest rate is tied must be:
- A. Readily available to and verifiable by the browser
- B. Specified in loan documents
- C. Multiple values of a chosen measure or a moving average of the chosen measure calculated over a specified period
- D. A and B only
First National Bancshares, Inc., a bank holding company, filed an application with its Federal Reserve Bank on March 1 to acquire a subsidiary bank. On March 15 the Federal Reserve Board asked First National for more information. On April 1 the Federal Reserve Bank received the completed application and accepted it. On April 5 the Federal Reserve Bank notified First National of the April 1 acceptance and referred the application to the Federal Reserve BoarD. Under the normal rules, by what date must the Federal Reserve Board act on the application?
- A. June 5
- B. July 1
- C. June 1
- D. April 30
