PDF Version DemoA AIWMI certification unlocks career development that stays locked without it. The AIWMI Certified Credit Research Analyst Level 2 exam is the key, and the 85 practice questions at ActualPDF are cut to fit it.
AIWMI CCRA-L2 Exam Overview:
| Certification Vendor: | AIWMI (now offered by Equalifi Academy) |
|---|---|
| Exam Name: | Certified Credit Research Analyst - Level 2 |
| Exam Number: | CCRA-L2 |
| Related Certifications: | Certified Credit Research Analyst (CCRA) |
| Passing Score: | 50% |
| Real Exam Qty: | 100 |
| Exam Duration: | 120 minutes |
| Exam Price: | INR 3,540 |
| Exam Format: | Multiple Choice Questions (MCQ), Remote Proctored Online Exam |
| Available Languages: | English |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Remote-proctored online examination. Candidates may schedule and take the exam anytime within one year of registration using the exam link provided by Equalifi. |
| Pre Condition: | No mandatory prerequisite exam publicly specified. |
| Official Syllabus URL: | https://equalifi.org/certifications/certified-credit-research-analyst-ccra/ |
AIWMI CCRA-L2 Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Topic 1: Credit Monitoring, NPA Management, Enhancement and Securitization | - NPA and Stressed Asset Management
|
| Topic 2: Credit Risk Models and Regulations | - Credit Risk Modeling
|
| Topic 3: Credit Strategy and Portfolio Management | - Portfolio Strategy
|
| Topic 4: Understanding and Analysis of Corporate Banking Facilities and Other Financing Forms | - Specialized Lending
|
| Topic 5: Credit Rating – Internal and External | - Risk Assessment
|
Frequently Asked Questions: AIWMI Certified Credit Research Analyst Level 2
AIWMI Certified Credit Research Analyst Level 2 is an official AIWMI (now offered by Equalifi Academy) certification exam, registered under the code CCRA-L2. Passing it awards the AIWMI CCRA certification, a credential at the Professional level. It also connects to Certified Credit Research Analyst (CCRA). The exam is demanding by design, and that difficulty is precisely what makes the credential meaningful for career development.
The AIWMI Certified Credit Research Analyst Level 2 exam presents 100 questions within 120 minutes. That is a brisk pace, and the candidates who handle it best are the ones who rehearsed it. Use the ActualPDF engine for full timed simulations, practice flagging and returning, and arrive on exam day with a pacing strategy already proven.
Passing AIWMI Certified Credit Research Analyst Level 2 takes 50%, and official registration costs INR 3,540. Retakes bill the full INR 3,540 again, so preparation is the least expensive insurance available. Let your ActualPDF practice scores guide the timing: book when you clear the requirement consistently, not occasionally.
No mandatory prerequisite exam publicly specified.
Policies get revised, so confirm the current requirements before you register on the official exam page.
Yes. ActualPDF offers a free demo of the AIWMI Certified Credit Research Analyst Level 2 questions, so you can verify the quality personally before purchasing. Your purchase then includes a one-year service warranty: updates are free for 365 days, and after expiry you can extend the update service at a 50% discount.
Your money is protected by a 100% money-back guarantee with defined conditions. Take the AIWMI Certified Credit Research Analyst Level 2 exam within 60 days of purchase; if you fail, you may claim a full refund, provided the exam matches your product. Attempts within 3 days of purchase are ineligible, as are downloaded-but-unused products, free materials, and expired orders; the candidate name must match the payer name. Submit a scanned enrollment slip and the official Score Report PDF within 2 days of the exam, and claims are processed within 7 days. You may instead wait for the update version or change to other exam material: exchange for two other exam products of equal value, free, with your original purchase keeping its update service.
Delivery is instant: files unlock for download at payment and are emailed within one minute. If nothing arrives within 2 hours, check spam and contact customer service, online 7/24 even on official holidays. Installation is unlimited across your computers.
AIWMI Certified Credit Research Analyst Level 2 is organized into 5 official domains. The most heavily weighted are Credit Monitoring, NPA Management, Enhancement and Securitization, Credit Rating – Internal and External, and Credit Risk Models and Regulations. The full breakdown appears above on this page; study the weightings and your preparation priorities set themselves.
AIWMI Certified Credit Research Analyst Level 2 Sample Questions:
Which of the following is a factor considered while evaluating resources profile for rating of bank?
- A. All of the three
- B. Geographic distribution of deposits
- C. Size and growth of deposits
- D. Deposit composition & stickiness
Correct Answer: A 🗳️
A holder of which of the following types of bonds is least likely to suffer from rising interest rates?
- A. Floating rate bonds
- B. Zero-coupon bonds
- C. Fixed rate bond
Correct Answer: A 🗳️
Mr. A shares details of two bonds as follows:
Determine the interpolated spread for Bond X and Bond Y?
- A. Bond X: 80 bps
Bond Y: Negative - B. Bond X: 20 bps
Bond Y: 20 bps - C. Bond X: 35 bps
Bond Y: 5 bps - D. Bond X: 65 bps
Bond Y: Nil
Correct Answer: C 🗳️
Which of the following may lead to the deterioration in credit profile of a bank?
Statement 1. Bank's Capital adequacy falling below regulatory requirement. Statement 2. Rise in Slippage ratio
- A. Both statement 1 and 2 are correct
- B. Statement 1 is correct
- C. Statement 2 is correct
- D. None of the statement is correct
Correct Answer: D 🗳️
Mark Construction Company (MCC) has bagged a contract for construction of a large dam and hydro power project on river Shivna in Madhya Pradesh (MP). The project is also of relevance from the irrigation perspective due to its location and as per the agreement MCC will have to undertake construction of web of canals, approach road to dam, power house and other ancillary units. MCC is promoted by Mr. Thomas Mark, who is a MP from the ruling party which recently formed government in MP. Historically, MCC has been engaged into construction of rural roads, small bridges and railway platforms on contract basis for the Government. MCC will have a separate special purpose vehicle (SPV) floated for this venture.
The hydro power project comes under the public private partnership scheme of the Government of MP, where in the private partner builds owns operates and transfers (BOOT) the hydro power plant. The detailed terms of the hydro power project agreement are as follows:
1. The construction of the dam, canals and hydro power plant shall be undertaken by the contractor. The Government of MP will have to acquire land which will submerge on construction of dam and shall rehabilitate the owners of land.
2. MCC shall have right to operate the hydro power project from date of commencement of commercial operations (DCCO) for a period of 20 years and shall transfer the project to Government thereafter. Further, SPV shall be tax exempt for a period of five years from DCCO i.e. FY17-FY21.
3. The power project is of 600 megawatts (MW) shall comprise 4 units of 150 MW each. The estimated cost of project is about INR3, 500 Million to be spent over a period of 4 year(s) the project is estimated to be commercially operational by April 1, 2016 with two units operational on same day and one unit each will be operational on April 1, 2017 and April 1, 2018.
4. Means of finance:
Means of Finance INR Million
Government Aid (To be classified as Equity) 500Equity 900 Debt 2100
5. Amount if expenditure estimated in various years is as follows:
Debt shall bear a fixed rate of interest of 10% and all interest till DCCO shall be added to the principal. The expected principal along with capitalized interest is expected to be INR2, 400 Million (i.e.INR2100 Million debt plus INR300 Million capitalized interest). The repayment of the same shall be in 12 equated annual installments starting from FY17.
Brief projections for the period of FY17 to FY21 are given below:
Developments as on March 31, 2015
The project manager for the SPV made following comments at a press conferee on March 31, 2015:
As you all are aware, we were running bang on schedule till we last met on December 21, 2014. From today we are just left with one more year to complete the project in time. However, the flash floods which struck our dam site on this March 15, 2015 have created havoc in the region. I shall not point out the loss of lives in the region as you all are well aware of those. Our project has also been badly hit due to the same and we have been assessing the damage over the last one week. After analyzing damage, we have made changes in project schedule. Now we will be making only one unit of 150 MW operational on April 1, 2016 and 1 unit each will be added in each of subsequent year(s).
Development as on September 30, 2015
Post the flash floods, lot of environmentalists started raising issues of changes in environment due to construction of large number of dams. A few Public Interest Litigations (PILs) have been filed in various courts.
Honorable High Court of MP on September 27, 2015, banned construction of any dams in the region and banned permissions for new dams till next hearing scheduled on November 30, 2015. MCC in its press release has indicated that they will apply to the higher court on the matter.
As a credit analyst on March 31, 2012, which of the following sets of risks are you going to put in your credit appraisal note?
- A. Obsolete technology risk, political risks and Cost and time over run risks
- B. Lack of management experience in large projects, Exchange rate risks, Cost and time over run risks.
- C. Cost and Time over run risk, lack of management experience in such big projects.
- D. Off-take risk, Cost and Time over run risk, lack of management experience in such big projects.
Correct Answer: C 🗳️
